www.ConsumerPatrol1.com

[dlcole]

If you have decided to take out a loan and worried you may become unemployed or fall ill during the term, normally you will be offered payment protection insurance and usuually you can see what it would cost you with or without on the loan scale in the paperwork when you are comparing prices.
You may notice your monthly repayments are, of course, higher when you take this out. What you may not realize is that this insurance is charged, along with the rest of you payments, with interest!
I took a loan out with Alliance and Leicester BUT went on the web and found freeinsuranceuk.com and insured with them direct for ONLY £18.25 per month. No interest, and not included with my loan and it was very easy to calculate the amount as the site does it for you.
£18.25 over 60 months is £1095 total. If I woud have done this with my loan with the same provider I calculated it to be almost double having it included within my monthly repayments .
So don't be lazy when you apply for a loan. Look at a site like freeinsuranceuk.com and compare how much you will save and you will find you will save money buy insuring seperately.
Anyone else who has cost saving ideas re this topic or has experianced similar we would like to hear from you